Benefits and Pensions

Royal Roads University is proud to offer a wide ranging benefits plan that includes Medical Services Plan (MSP) coverage and extended health and dental coverage for all eligible employees.

For benefits related questions, please contact:

Jeannie Drew
HR Associate, Human Resources
Ph: (250) 391-2600 ext. 4385
Fax: (250) 391-2570
Email: jeannie.1drew@royalroads.ca
Location:  Nixon 226

MSP

Provincial Medical Insurance/Care Card.  (Premium 100% paid for by RRU - taxable benefit).

• Effective date on the RRU group MSP occurs the first of the month following the hire date with the University unless employee is coming from out of province or out of country.

More Information on the BC Medical Services Plan can be found here.

Manulife Financial

Manulife Financial is RRU's extended group benefits provider.  (Premiums 100% paid for by RRU).

• effective date for enrolment is the permanent hire date with the University.
• Extended Health Care Benefits:  80% co-insurance for drugs, vision care, paramedical and professional services; 100% co-insurance for emergency out-of-country/travel insurance - for employee, spouse and dependent children
• Dental Care:  100% basic & supplementary basic; 75% major & supplementary major and 50% for orthodontics - for employee, spouse and dependent children
• Term Life Insurance:  two times annual salary in the event of employee's death - this is a taxable benefit
• Accidental Death & Dismemberment:  two times annual salary
• Dependent Life Insurance:  $10,000 per dependent (spouse and children) - this is a taxable benefit
• Long Term Disability Insurance:  to a maximum of two-thirds of employee's monthly earnings - qualifying period of 17 weeks (Note: for LTD insurance, all employees except CUPE pay for the premium)
• Optional Life Insurance:  option to purchase (employee and spouse)

Please visit the Manulife Financial website for more information on:

• online registration
• forms (claim forms, change forms, optional life forms, etc)
• Mondial - emergency travel assistance (The University’s group extended health care plans, which have a lifetime maximum of $1,000,000 per member or dependent, provide coverage only for emergency medical expenses when traveling outside of BC.)

Employee and Family Assistance Program (EFAP)

The University's EFAP provider Interlock, was recently purchased by PPC Worldwide, a leader in global assistance programs. As a result of this merger Interlock has changed it's name to PPC Canada. The coverage and service levels have not changed, however their new website can be found here.

The Employee and Family Assistance Program is an employer paid benefit for eligible RRU faculty and staff and dependents.  EFAP is a confidential program that includes professional counselling, information and referral services. For further details, please contact your benefit administrator, Jeannie Drew, in Human Resources, or link directly to PPC Canada Employee and Family Assistance Corporation of Canada.

Online information, advice and support
   www.ppconline.info
   username:  healthy
   password:  living

Telephone and in-person counseling
   1-800-663-9099

E-counselling
   www.ca.ppcworldwide.com
   key code:  healthyliving

Pension Plans

Royal Roads University participates in two public pension plans, the College Pension Plan and the Municipal Pension Plan.  Participation in th College Pension Plan is mandatory for 'senior administration/management' employees and all academic staff.  The Municipal Pension Plan is mandatory for all other eligible staff (i.e.: those not covered by the College Plan, working continuously and full-time and appointed to permanent positions).

College Pension Plan

• contributions commence upon appointment
• Employee: 8.94% up to and including YMPE, then 9.69% after YMPE
• Employer: 9.04% up to and including YMPE, then 9.79% after YMPE

(YMPE - Year's Maximum Pensionable Earnings under the CPP - changes each year)

More information on the College Pension Plan can be found here. 

Learn how to access your account information here.

Municipal Pension Plan

• contributions commence following completion of the employee's probationary period of employment (if regular employee), or completion of 1 year full-time employment (if auxiliary/temporary employee)
• Employee: 7.8% up to and including YMPE, then 9.3% after YMPE
• Employer: 8.3%

(YMPE - Year's Maximum Pensionable Earnings under the CPP - changes each year)

To log into your Municipal Pension Plan Account and learn about the future of your pension, click HERE.

More information on the Municipal Pension Plan can also be found here.